Integra Law Office
Insurance Subrogation
Practice Areas
Practice Areas

Insurance Subrogation

Recovery counsel for insurers — building cases, running litigation, and pursuing PKPU where it makes sense.

What We Do

We act as recovery counsel for general insurers after a claim has been paid out. Our job is to step into the insured's shoes and pursue the party actually responsible for the loss — through negotiation, litigation, or insolvency proceedings.

How We Help
  • Case assessment: liability theory, evidentiary gaps, and a realistic recovery range before we file.
  • Demand and negotiation with the responsible party or their insurer.
  • Civil litigation in the appropriate District Court, including appeal and cassation where needed.
  • PKPU or Kepailitan filings when the counterparty is insolvent and a court-supervised process gives a better recovery.
Who We Serve

General insurers and reinsurers carrying open recovery files — particularly marine cargo, property, and motor portfolios where the responsible party is solvent but uncooperative.

Experience

Currently retained by one of Indonesia's largest state-owned general insurers to handle its national recovery portfolio, with active matters across Java, Sumatra, and Kalimantan.