Subrogation & Recovery
Pursuing subrogation rights and third-party recovery.
Integra Law Office handles insurance claim recovery in Surabaya — representing insurers in subrogation and recovery, and assisting policyholders with claims.
Insurance claim recovery is the process by which insurers pursue third parties responsible for losses already paid. In Surabaya, with its many manufacturing, logistics, and trading companies, insurance recovery requires specialized legal expertise.
Subrogation rights under Article 284 of the Commercial Code give insurers the right to pursue responsible third parties. Executing these rights requires investigation, proof, and often litigation.
Insurer that has paid a claim and wants to pursue recovery.
Policyholder experiencing difficulties with the claims process.
Needing investigation to establish responsible parties.
Wanting to maximize recovery rate.
Article 284 of the Commercial Code governs subrogation — the insurer that has paid a claim steps into the insured's position to pursue responsible third parties. Recovery can be through negotiation, mediation, or civil litigation.
We conduct thorough investigations, calculate losses accurately, and pursue recovery through the most effective channel. We also assist policyholders with claim processing.
Pursuing subrogation rights and third-party recovery.
Assisting policyholders with insurance claims.
Investigation and proof to establish liability.
Civil litigation for insurance receivables recovery.
Recovery through negotiation typically 1-3 months. Litigation 6-12 months. We prioritize negotiation to expedite recovery.
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Describe your insurance recovery needs. A senior partner will respond within one business day.